Tired of drowning in rising credit card rates? 
               Want a card from someone you trust?

Telco's Platinum VISA comes to the rescue with a great rate, no annual fees, and $100 Cash Back!**

Lately, credit card companies have started driving up their rates on even their best customers -- adding annual fees and other hidden costs while they can.  That's why Telco is ready to rescue you with an exciting low rate on our VISA Platinum!  This introductory rate of 3.9% APR* lasts for six months.  After that, you'll still receive a great rate as low as 8.9%.  Plus, you'll rest easier knowing your credit is with someone you trust.  Take advantage of this super offer by contacting your branch office or by applying online here.

Get the great rate, PLUS:

• Receive $100 Cash Back** on balance transfers over $1,000,
• Earn CUReward points redeemable at CURewards.com,
• No annual fee, and
• 25-day grace period on all purchases!

*APR=Annual Percentage Rate. Promotional introductory rate will be offered from 1/15/10 - 3/31/10. Introductory rate will be in effect for the first six months after your account is opened. Upon expiration of the introductory rate, all balances will accrue interest at a rate based on your credit profile. The on-going APR may change at any time. ** The $100 incentive will be paid on balance transfers of $1,000 or more after the transfer is complete. All balance transfers must be completed by 3/31/10 to qualify for the $100 incentive.