| Effective July 2 to July 8, 2008 |
| |
Rates |
APY* |
Subject to Change |
| 6 Month |
3.16 |
3.20 |
Weekly |
| 12 Month |
3.55 |
3.60 |
Weekly |
| 24 Month |
3.75 |
3.80 |
Weekly |
| 36 Month |
3.94 |
4.00 |
Weekly |
| 48 Month |
4.23 |
4.30 |
Weekly |
| 60 Month |
4.28 |
4.35 |
Weekly |
| 60 Month FlexRate |
4.23 |
4.30 |
Weekly |
|
| Other terms available on request. A $500 minimum is required for all Certificate Accounts. Certificates subject to penalty for early withdrawal. |
| |
| Effective July 1 to July 31, 2008 |
| |
Rates |
APY* |
Subject to Change |
| Prestige Checking |
3.00 |
3.03 |
Monthly |
| Freedom Club |
1.10 |
1.10 |
Monthly |
| Money Market Plus |
1.05 |
1.05 |
Monthly |
|
|
| |
| Effective July 1 to September 30, 2008 |
| |
Rates |
APY* |
Subject to Change |
| Regular Savings |
1.00 |
1.00 |
Quarterly |
| IRA Accumulation |
1.00 |
1.00 |
Quarterly |
| Club Accounts |
1.00 |
1.00 |
Quarterly |
| Rainy Day - $0 - $3,000 |
1.15 |
1.15 |
Quarterly |
| Rainy Day - $3001 - More |
1.35 |
1.36 |
Quarterly |
| Personal Reserve - $5,000 - $10,000 |
1.50 |
1.51 |
Quarterly |
| Personal Reserve - $10,000 - $20,000 |
2.00 |
2.02 |
Quarterly |
| Personal Reserve - $20,001 - $30,000 |
2.25 |
2.27 |
Quarterly |
| Personal Reserve - $30,001 - $40,000 |
2.50 |
2.52 |
Quarterly |
| Personal Reserve - $40,001 - More |
3.10 |
3.14 |
Quarterly |
|
| All savings accounts dividends calculated using average daily balance. |
| |
| Type of Loan |
%APR** |
Maximum |
Maximum Loan |
| Autos, boats, motorcycles, RVs |
4.00 |
84 months |
110% of retail*** |
| Closed-end signature |
8.00 |
60 months |
$25,000 |
| Line of credit |
8.25 |
open end |
$25,000 |
| Classic Vehicles |
4.00 |
60 months |
75% NADA High Value |
| Keyline real estate line of credit |
5.00 |
open end |
100% appraised value less first mortgage |
| 1st Mortgage |
please call 502/459-3000 for complete terms |
| 2nd Mortgage |
please call 502/459-3000 for complete terms |
|
*APY = Annual Percentage Yield. **APR = Annual Percentage Rate.
***All loan rates except Keyline are fixed. Rates are subject to change without notice. Your rate may be higher based on your credit performance, credit history, loan term, vehicle age and vehicle condition. Maximum terms available are listed. Lowest loan rates included .25% discount for automatic payroll deduction and .25% for 20% down payment. |
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