| Effective Aug 1, 2010 |
| |
Rates |
APY* |
Subject to Change |
| 90 Day |
0.90 |
0.90 |
Weekly |
| 6 Month |
1.15 |
1.15 |
Weekly |
| 12 Month |
1.39 |
1.40 |
Weekly |
| 24 Month |
1.89 |
1.90 |
Weekly |
| 36 Month |
2.13 |
2.15 |
Weekly |
| 48 Month |
2.33 |
2.35 |
Weekly |
| 60 Month |
2.48 |
2.50 |
Weekly |
|
| Rates are reviewed weekly and are subject to change. A $500 minimum is required for all Certificate Accounts. Certificates subject to penalty for early withdrawal. |
| |
| Effective August 1, 2010 |
| |
Rates |
APY* |
Subject to Change |
| Prestige Checking - $0 - $10,000 |
1.49 |
1.50 |
Monthly |
| Prestige Checking - $10,001 - More |
0.20 |
0.20 |
Monthly |
| Freedom Club |
0.20 |
0.20 |
Monthly |
| Money Market Plus |
0.20 |
0.20 |
Monthly |
|
|
| |
| Effective August 1, 2010 |
| |
Rates |
APY* |
Subject to Change |
| Regular Savings |
0.20 |
0.20 |
Monthly |
| IRA Accumulation |
0.20 |
0.20 |
Monthly |
| Club Accounts |
0.20 |
0.20 |
Monthly |
| Rainy Day |
0.20 |
0.20 |
Monthly |
| Personal Reserve - $5,000 - $10,000 |
0.50 |
0.50 |
Monthly |
| Personal Reserve - $10,000 - $20,000 |
0.60 |
0.60 |
Monthly |
| Personal Reserve - $20,001 - $30,000 |
0.75 |
0.75 |
Monthly |
| Personal Reserve - $30,001 - $40,000 |
0.90 |
0.90 |
Monthly |
| Personal Reserve - $40,001 - More |
1.00 |
1.00 |
Monthly |
|
| All savings accounts dividends calculated using average daily balance. |
| |
| Type of Loan |
%APR** |
Maximum |
Maximum Loan |
| Autos, boats, motorcycles, RVs |
As Low As 2.99 |
36 months |
110% of retail*** |
| Autos, boats, motocycles, RVs |
As Low As 3.49 |
84 months |
110% of retail*** |
| Closed-end signature |
As Low As 9.25 |
60 months |
$25,000 |
| Line of credit |
As Low As 9.25 |
open end |
$25,000 |
| Classic Vehicles |
As Low As 4.00 |
60 months |
75% NADA High Value |
| Keyline real estate line of credit |
As Low As 5.00 |
open end |
100% appraised value less first mortgage |
| 1st Mortgage |
please call 502/459-3000 for complete terms |
| 2nd Mortgage |
please call 502/459-3000 for complete terms |
|
*APY = Annual Percentage Yield. **APR = Annual Percentage Rate.
***All loan rates except Keyline are fixed. Rates are subject to change without notice. Your rate may be higher based on your credit performance, credit history, loan term, vehicle age and vehicle condition. Maximum terms available are listed. Lowest loan rates included .25% discount for automatic payroll deduction and .25% for 20% down payment. |
| |
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